KCB Group once again validated its resilience and market leadership after posting a strong set of results for the first half of 2025 raising hopes for an even better Full Year 2025 results.

The Group closed the initial half of 2025 with an 8 per cent improvement in its profit after tax to Sh32.3 billion, a significant increase from Sh29.9 billion in the same period last year.

The Kenyan lender’s performance underlines its solid financial footing and its determination to innovate, empower communities, and also deliver long-term value to its shareholders.

Speaking at the release of the results, KCB Group CEO Paul Russo highlighted the financial institution’s focus on customers even in a very challenging macroeconomic environment.

“The business across markets remains resilient despite the tough operating environment in key markets like Kenya,” noted Russo.

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He added optimistically: “Despite this, we have placed our customers at the fore, to ensure we meet their needs in a timely manner.”

On his part, KCB Group Chairman Dr Joseph Kinyua indicated that the impressive results reflect the bank’s deliberate push to leverage its scale and capabilities across the region.

“Noting that we are operating in a regional environment that is prone to growing uncertainties and evolving dynamics, we continue to leverage our Group strengths and capabilities to deliver on our strategic goals,” revealed Dr Kinyua.

The strong half year performance and the projected trajectory of the business saw the KCB Group Board of Directors propose a historic special and interim dividend to shareholders.

The board recommended an interim dividend of Sh2.00 per share and an extra Sh2.00 special dividend from the sale of NBK, bringing the total payout to Sh13 billion, the largest interim and first special dividend in KCB’s history.

“We have set ambitious growth goals under our strategy to transform communities and deliver returns for our shareholders by putting People and Planet first, while pursuing business growth,” Dr Kinyua added.

Here are some significant developments that defined KCB Group’s H1 2025 and laid the foundation for its future growth:

• Strategic Divestiture: On May 30, 2025, KCB Group concluded the sale of 100 per cent of issued shares in National Bank of Kenya (NBK) to Access Bank strengthening its balance sheet while sharpening its focus on core business and regional expansion.

• Branch Network Expansion: The bank opened six new branches in high-growth areas across Kenya, Tanzania, and Rwanda, extending its reach and deepening financial inclusion.

New locations include Kamakis, Ayany Kibera, Haile Selassie Avenue, Village Market, Zanzibar, and BPR MTN Center Branch.

• Digital Innovation – MODE App: A major highlight was the launch of the new unified KCB App, rolled out under the campaign “MODE – the new KCB App that switches with your Mode.”

Designed to match evolving consumer lifestyles, the app integrates payments, savings, investments, and entertainment.

Customers can now open an account instantly and enjoy personalized digital experiences powered by advanced technology.

• Sustainability Financing: KCB enhanced its role as a regional leader in green finance.

The Group issued Sh26.9 billion in green loans in Kenya and Tanzania and screened loans worth Sh133.2 billion under Environmental and Social Due Diligence across its markets.

This aligns with global ESG standards while supporting climate action and sustainable development.

• Community Empowerment through Sports & CSR: KCB maintained its strong social impact credentials by sponsoring flagship initiatives including the World Rally Championship (WRC), Athletics Kenya Trials & Championships, and Golf events.

The Group continues to invest in over 165 sportsmen and women in rugby, football, volleyball, and chess, empowering youth to earn livelihoods through sports.

• Global Recognition: KCB’s leadership in banking and sustainability attracted prestigious international awards.

The bank was recognized by the Financial Times as one of Africa’s fastest growing companies, while also bagging five Euromoney Awards, including Africa’s Best Bank for Corporate Responsibility and Kenya’s Best Bank for ESG.

The Group was also crowned African Bank of the Year at the African Business Leadership Awards.

On a personal level, CEO Paul Russo received a Special US Congressional Commendation from the State of Georgia for his exceptional contribution to East Africa’s banking sector, a testament to his leadership in driving inclusive banking and cross-border innovation.

KCB Group’s first-half performance signals strong momentum for the remainder of the year and beyond.

With its diversified growth strategy, the Group is set to enhance customer experience, drive digital adoption, and support sustainable development across East Africa.

As it embarks on the next phase of transformation, KCB’s ambitions remain clear: deliver superior shareholder returns, empower communities, and pioneer purpose-led banking.

The bank’s commitment to putting People and Planet first, while building a robust financial institution, positions it as a continental leader ready to shape Africa’s financial future.

With strong earnings, bold strategic moves, and an unwavering commitment to community and sustainability, KCB Group is charting a path of growth that goes beyond banking, transforming lives, powering economies, and setting new benchmarks for African finance.