You, as a modern customer, live in a fast-paced digital world and one of the key things you seek as you go about your daily business is convenience and control over your finances.
This is where the NCBA Now App comes in to meet your needs by making your financial life simpler whether you are an employee, entrepreneur, or even a student anywhere in Kenya.
NCBA Bank empowers you to navigate its all-in-one banking app and to maximize on the plenty of features it has in store.
In this enthralling article, let’s delve into the 10 powerful ways to leverage your banking with the NCBA Now App, and in the process be able to unlock the app’s chock-full potential.
1. Manage your account with ease
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With the NCBA Now App you can:
• View all your accounts (current, savings, loans, and investment) in one dashboard
• Check your balances, transaction history, and pending debits or credits.
• Filter transactions by date, amount, or category
2. Transfer Funds Instantly
The NCBA Now App makes it easier for you to:
• Transfer funds instantly to other NCBA accounts or any bank in Kenya using PesaLink or RTGS.
• Mobile money integration allows you to send monies directly to M-Pesa or Airtel Money.
• You can save recipients as beneficiaries for faster future transactions.
3. Easy access to mobile Loans
You can apply for and access loans including Loop Loan, Salary Advance, and Personal Loan seamlessly directly from the NCBA Now app.
Decisions on your loan are automated and are dependent on your credit profile, with your repayments tracked within the app, and early repayments attracting interest advantages.
4. Pay bills effortlessly
NCBA Now combines all your payments and saves all your Paybills making payment of your bills an effortless affair.
In the app you can pay for your utilities like electricity, water, internet, buy airtime and data bundles, pay school fees, renew TV subscriptions and pay for government services.
5. Budgeting Personalized
Away from checking your bank balance, NCBA Now provides you with powerful financial insights to enable you to stay financially health.
Through the app you can view a categorized breakdown of your monthly spending, set spending limits per category, and receive alerts when you are almost hitting them.
The visual dashboards give you a snapshot of your income vs expenses to help you to improve your budgeting, with the Insights tab helping you to track your spending trends.
6. Full Card Control
NCBA Now gives you total control to instantly block or unblock your debit card, set transaction limits for your online, ATM or POS usage.
You can also request a new card or replace a lost one through the app, and also view your card details securely for online shopping.
7. Set Savings Goals
With NCBA Now you can establish custom savings goals, eg saving for school fees, a vacation, a purchase or emergency by setting target amount, timeline, and contribution frequency.
The app makes your saving automated and hassle-free by auto-deducting your selected amount on schedule so that you can continue with your life while monitoring progress.
8. Smart Investing
Apart from enabling you to manage your money, NCBA Now app also helps you grow it by directly availing Money Market Funds, Treasury Bonds, and Unit Trusts through the app.
You can check your portfolio performance, accrued interest, and maturity timelines in real-time, and get helpful insights and articles to aid you to make informed investment choices.
9. Secure Login
NCBA Now has robust security features to ensure you money is secure and allows you to log in conveniently and safely using biometrics (fingerprint or face recognition).
You can also enable two-factor authentication (2FA) for extra protection, and set up app-specific PINs different from your card or account PIN.
10. Customer Support 24/7
With NCBA Now, you can access live chat with customer support, submit inquiries, complaints, or feedback and track ticket status and resolution progress in-app without calling.
Loop Integrated
NCBA Now app allows for cross-platform ease if you are already using NCBA Loop, the digital-first banking solution for millennials and Gen Z professionals.
It enables you to easily move funds between Loop and NCBA accounts, sync your financial behavior for better credit and loan assessments, and enjoy its sleek design and functionality.
Conclusion
NCBA Now App proves itself to be your amalgamated personal financial assistant, bank branch, and investment manager enabling you to take full control of your financial journey.
Download the NCBA Now App on Google Play Store or Apple App Store.
